Course Syllabus
Financial Basics
- Retirement Income: Perception and Reality
- 12 Costly Errors in Planning for Retirement
- Setting Financial and Lifestyle Goals
- How to Calculate Retirement Needs
- Taxes and Using Tax Laws to Your Advantage
- Capital Gain/Loss Rules and Strategies
- Taxation of Investments and Accounts
Retirement Income
- Employer Retirement Plans
- Distribution Options
- Required Minimum Distributions
- Traditional IRAs and Roth IRAs
- Converting IRAs to Roth IRAs
- Inherited IRA Distribution Rules
Social Security & Other Income Sources
- Overview of Benefits
- Social Security Strategies
- Social Security Spousal Benefits
- Early Social Security Earnings Penalties
- Taxes on Benefits
- Other Sources of Retirement Income
Investments
- Goals-based Investing
- Emergency and Cash Reserves
- Stocks and Bonds
- Mutual Funds, ETFs, and SMA
- Annuities
- Investment Risks
Risk Management
- Ways to Manage Risk
- Disability Insurance
- Liability Umbrella Insurance
- Medicare/Healthcare
- Paying for Long Term Care
- Life Insurance
Estate Planning
- Importance of Estate Planning
- Estate and Transfer Taxes
- Important Estate Documents
- Role of a Will and Probate
- Ways to Avoid Probate
- Trusts
