Our Annual Letter To You
Welcome to 2026!
From all of us, we wish you and your family a happy, healthy, and prosperous year!
Please click below to read our full annual letter to you.
Thank you for allowing us to be part of your journey—we look forward to continuing to serve you in the years to come.
Warm regards,
Mike, Sulay, Josh, and Kathy
The Boosel Ringwala Group at Baird
Retirement Planning Fundamentals Course Offered This Winter
This winter, our team has once again partnered with the Association of Financial Educators nonprofit organization to teach the Retirement Planning Fundamentals course in the Roswell, Alpharetta & Lawrenceville area.
Many of you have taken this educational and entertaining course before. Each course consists of 2 sessions. We teach in a friendly, relaxed atmosphere where participation and questions are encouraged!
The course sessions will be taught in January and February, and the registration period is now open. If you know someone who may have interest in taking the course, please feel free to forward this information to them. Here are the dates and location:
Roswell at the Roswell Adult Recreation Center
830 Grimes Bridge Rd, Roswell, GA 30075
(Thursday Evenings from 6:15pm - 9pm) - January 29th & February 5th
Alpharetta at Gwinnett Technical College - Alpharetta,
2875 Old Milton Pkwy, Alpharetta, GA 30009
(Tuesday Evenings from 6:15pm - 9pm) - February 3rd & February 10th
Lawrenceville at Gwinnett Technical College - Lawrenceville,
5150 Sugarloaf Pkwy, Lawrenceville, GA 30043
(Thursday Evenings from 6:15pm - 9pm) - February 12th & February 19th
Attendance is free, but there is a $59 materials fee.
You may have friends, family, or associate who may be interested in the course. If so, please feel free to forward this information/email to them!
Click here for more information or to register for the course.
Client's Corner by Nick Murray
DIVIDENDS ARE THE RODNEY DANGERFIELD OF EQUITY INVESTING: they don’t get no respect at all.
On the surface, this may be somewhat understandable. After all, dividend yields aren’t anything to talk about. At around 6,800 on the S&P 500 as I write, the estimated $80 in dividends the Index threw off last year yields 1.2%. Even money market funds are yielding around three times as much these days. And in a booming stock market—that just turned in a third consecutive double-digit increase for the year—who cares about dividends anyway?
Then you turn around and discover that....
(click here to view the article).
2026 Market and Policy Outlook

As your Financial Advisor, our first priority is helping you make informed decisions today that set you up for success in the future.
With that goal in mind, we’re sharing Part 1 of Baird’s 2026 Outlook: Market & Policy, featuring Nicholas Bohnsack, President and Head of Portfolio Strategy at Strategas, a Baird company. In the short video, Nicholas walks through the firm’s perspective on the year ahead, highlighting where we see emerging opportunities and signs of strength amid shifting market dynamics.
Click here to view the article and video.
The Boosel Ringwala Group at Baird
555 North Point Center E, Suite 500
Alpharetta, GA 30022
(678) 762-3000
WWW.TBRGBAIRD.COM




