As this year draws to a close, we want to take a moment to express our heartfelt appreciation for you and the trust and confidence you place in our team here at Baird. Your relationship with us is truly a blessing, and we are so thankful to work alongside you in achieving your most important life and financial goals.
From all of us, we wish you and your family a Merry Christmas, Happy Holidays, and a joyful New Year filled with peace, health, and happiness!
Thank you for allowing us to be part of your journey—we look forward to continuing to serve you in the years to come.
Warm regards,
Mike, Sulay, Josh, and Kathy
The Boosel Ringwala Group at Baird
Client's Corner by Nick Murray
ONE OF THE FOREMOST INVESTORS OF MODERN times—whose thoughtful memos have become required reading in the financial community—is a gentleman named Howard Marks. Nearing age 80, Mr. Marks is co-founder and co-chairman of Oaktree Capital Management, the world’s leading investor in distressed securities.
Like all outstandingly successful investors, Mr. Marks is first and foremost a student of human nature. And among his many wonderfully astute observations is this gem:
“Security prices fluctuate much more than do the intrinsic values and prospects of the underlying companies, and the main reason for this is the extreme volatility in the way people feel about risk.”
This seems to me genuinely profound, because it speaks directly to.....
(click here to view the article).
Planning Moves to Consider Before Year-End Webinar
As the end of the year approaches, are you confident you’re making the right financial moves? Watch a recording of November’s Wealth Strategies webinar to hear from seasoned tax strategists Kelsey Clair CPA, CPWA® and Eric Wikstrom, CPA, CFP®, CPWA®.
Whether you want to optimize your tax strategy, explore smart investment decisions, or set yourself up for a strong start to 2026, this session will equip you with actionable tips and expert guidance you need to know heading into year-end.
About the Speakers:
Kelsey Clair, CPA, CPWA® joined Baird in 2020 and is a Senior Tax Strategist for Baird Private Wealth Management. Prior to joining Baird in 2020, Kelsey was responsible for providing tax compliance and tax planning services to high-net-worth individuals and privately held businesses at Dixon Hughes Goodman, LLP.
Eric Wikstrom, CPA, CFP®, CPWA® joined Baird in 2021 as a Tax Strategist for Baird Private Wealth Management. Prior to joining Baird, Eric operated his own tax planning firm specializing in alternative retirement plan investments. Throughout his career in tax, investment and corporate finance capacities, Eric helped develop and structure sophisticated financial solutions to meet the unique goals of individuals and institutions.
Click here to view the webinar.
If you have missed any of the previous webinars, please click here to view all of the previous webinars through our website.
Odds & Ends
- BlackRock’s Student of the Market shows a strong 2025 market with stocks, bonds, and alternatives all gaining. Fed rate cuts and economic growth fuel optimism, while diversification remains key as correlations normalize. Click here to view the video.
- First Trust’s Cash Flow and Carey blog highlights rising earnings for large-, mid-, and small-cap stocks, with Q4 2025 estimates pointing to continued growth and a positive outlook for 2026. Click here to read the article.
- Nick Maggiulli of Of Dollars and Data explains why gold has surged over 50% this year, outpacing stocks and attracting attention as a hedge against inflation, debt, and currency risks. Click here to read the article.
- In First Trust’s Economic Commentary (by Brian Wesbury and team), the authors argue that capitalism remains the best system for raising living standards, while recent inequality stems from government policy mistakes—not free markets. Calls for more government intervention could worsen debt, inflation, and inequality. Click here to read the article.
The Boosel Ringwala Group at Baird
555 North Point Center E, Suite 500
Alpharetta, GA 30022
(678) 762-3000
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